"How much will it cost to do up my 2 BHK?" is the first question every homeowner asks — and the honest answer is "it depends." This guide breaks down the real numbers for 2026 so you can plan with confidence.
Cost by finish level
| Finish level | What you get | Typical cost |
|---|---|---|
| Essentials | Laminates, essential storage, basic ceiling & lighting | ₹5–7 L |
| Premium | Better finishes, more built-ins, feature walls, layered lighting | ₹7–10 L |
| Luxury | Veneer/PU, bespoke furniture, imported fittings, automation | ₹10 L+ |
Where the money goes
For a typical premium 2 BHK, the budget splits roughly like this:
The city multiplier
Five ways to save without cutting corners
- Prioritise the kitchen and wardrobes — they add the most daily value.
- Use laminates in low-visibility areas and splurge on feature walls.
- Buy loose furniture (sofa, dining) separately rather than custom.
- Keep the false ceiling simple — a peripheral cove often beats a full drop.
- Get itemised quotes from 2–3 designers and compare like for like.
Get your exact number
Use our cost calculator for an instant, component-level estimate, then get an exact quote from a verified designer in your city.
Frequently asked questions
Can I do a 2 BHK interior for under ₹5 lakh?
Yes, with discipline: focus on the kitchen and one wardrobe, use laminate finishes, buy loose furniture off the shelf, and skip the false ceiling in bedrooms.
Do designers charge extra for site visits?
Reputed studios include supervision visits in their fee. Confirm the number of visits in the quote — 'unlimited supervision' claims are usually a red flag.
How should payments be structured?
A common safe split: 10% to start design, 40% on material order, 40% against work stages, 10% after snagging. Avoid anyone demanding 50%+ upfront.
Is GST included in interior quotes?
Often not — and at 18% it's a big surprise. Always ask whether the quote is inclusive of GST before comparing designers.